http://www.mail.com/subjects/15268-personal-loans.html Mail.com - the best personalized free web-based Email en en http://sec-s.uicdn.com/mail.com/2.28/img/mailcom_logo_rss.png http://www.mail.com/subjects/15268-personal-loans.html http://www.mail.com/business/finance/2090860-house-advances-student-loan.html WASHINGTON (AP) — The days of fixed-rate student loans could be coming to a close, with House Republicans on Thursday advancing a proposal that would link rates to financial markets. The GOP-led House Education and the Workforce Committee sent to the full House a bill that would offer some students a better deal at first. Democratic critics warned that gr... Thu, 16 May 2013 19:34:09 GMT http://www.mail.com/business/finance/2090860-house-advances-student-loan.html 2013-05-16T19:34:09Z http://www.mail.com/business/economy/2090304-us-rate-30-year-mortgage-rises-to-351-pct.html WASHINGTON (AP) — Average U.S. rates on fixed mortgages rose this week but stayed near their historic lows. Cheaper mortgages have helped the economy by spurring more home-buying and refinancing. Mortgage buyer Freddie Mac says the average rate for the 30-year loan increased to 3.51 percent from 3.42 percent last week. That's still near the average of 3.3... Thu, 16 May 2013 14:14:04 GMT http://www.mail.com/business/economy/2090304-us-rate-30-year-mortgage-rises-to-351-pct.html 2013-05-16T14:14:04Z http://www.mail.com/news/politics/2088686-obamas-assets-worth-18m-68m.html WASHINGTON (AP) — President Barack Obama and first lady Michelle Obama held assets last year that were worth between $1.8 million and nearly $7 million, according to federal financial disclosure forms the White House released Wednesday. Required by law, the forms allow public officials to list their assets in broad ranges, such as between $1 million and $... Wed, 15 May 2013 23:26:27 GMT http://www.mail.com/news/politics/2088686-obamas-assets-worth-18m-68m.html 2013-05-15T23:26:27Z http://www.mail.com/business/economy/2073758-record-profit-signals-healthier-fannie-mae.html WASHINGTON (AP) — Fannie Mae said something Thursday that would have been unthinkable a few years ago: It earned a record $58.7 billion profit in the January-March quarter. And it made clear it's on the cusp of repaying taxpayers for one of the most expensive bailouts of a single company in the financial crisis. For Fannie, the future hasn't looked this b... Thu, 09 May 2013 20:23:32 GMT http://www.mail.com/business/economy/2073758-record-profit-signals-healthier-fannie-mae.html 2013-05-09T20:23:32Z http://www.mail.com/sports/football/2071794-ferguson-key-man-us-financial-transformation.html LONDON (AP) — Manchester United and Sir Alex Ferguson. Apple and Steve Jobs. Will one of the world's most recognized soccer clubs face the same challenges the world's technology darling did after the departure of its iconic leader? The announcement Wednesday that the Manchester United manager universally known as Fergie will retire has raised concerns not... Wed, 08 May 2013 19:32:03 GMT http://www.mail.com/sports/football/2071794-ferguson-key-man-us-financial-transformation.html 2013-05-08T19:32:03Z http://www.mail.com/business/economy/2070948-late-payment-rate-mortgages-tumbled-1q.html LOS ANGELES (AP) — A resurgent housing market, rising home values and steady job gains are helping more U.S. homeowners stay on top of their mortgage payments. The percentage of mortgage holders at least two months behind on their payments fell by 21 percent in the first three months of this year versus the same period in 2012, credit reporting agency Tra... Wed, 08 May 2013 16:27:34 GMT http://www.mail.com/business/economy/2070948-late-payment-rate-mortgages-tumbled-1q.html 2013-05-08T16:27:34Z http://www.mail.com/business/economy/2069976-ny-officials-vow-attack-predatory-debt-fixing.html NEW YORK (AP) — Federal authorities announced a crackdown Tuesday on predatory businesses that cheat "desperate and vulnerable" people harmed by the 2008 financial crisis with phony promises to consolidate their debt. U.S. Attorney Preet Bharara told a news conference that charges were brought against the owner and three employees of a New York company th... Tue, 07 May 2013 23:47:25 GMT http://www.mail.com/business/economy/2069976-ny-officials-vow-attack-predatory-debt-fixing.html 2013-05-07T23:47:25Z http://www.mail.com/business/economy/2069366-us-consumers-cut-credit-card-use-march.html WASHINGTON (AP) — Americans cut back on using their credit cards in March, suggesting many were reluctant to take on high-interest debt to make purchases. Consumer borrowing rose just $8 billion in March from February to a seasonally adjusted $2.81 trillion, the Federal Reserve said Tuesday. It was the smallest increase in eight months. The gain was drive... Tue, 07 May 2013 20:21:48 GMT http://www.mail.com/business/economy/2069366-us-consumers-cut-credit-card-use-march.html 2013-05-07T20:21:48Z http://www.mail.com/business/economy/2058408-us-rate-15-year-mortgage-record-256-pct.html WASHINGTON (AP) — The average U.S. rate on the 15-year fixed mortgage fell to a new record low last week, and the rate on the 30-year fixed loan declined. Cheaper mortgages have encouraged more home-buying and refinancing. Mortgage buyer Freddie Mac said Thursday that the average rate for the 15-year fixed mortgage slipped to 2.56 percent. That's the lowe... Thu, 02 May 2013 14:39:07 GMT http://www.mail.com/business/economy/2058408-us-rate-15-year-mortgage-record-256-pct.html 2013-05-02T14:39:07Z http://www.mail.com/business/economy/2055932-us-construction-spending-17-percent-march.html WASHINGTON (AP) — Spending on U.S. construction projects fell in March as the biggest drop in government projects in more than a decade overwhelmed strength in home building. Construction spending fell 1.7 percent in March, compared with February, the Commerce Department reported Wednesday. It marked the second decline in the past three months. January ac... Wed, 01 May 2013 14:19:31 GMT http://www.mail.com/business/economy/2055932-us-construction-spending-17-percent-march.html 2013-05-01T14:19:31Z http://www.mail.com/business/economy/2039020-new-homes-sales-rise-15-percent-march-to-417k.html WASHINGTON (AP) — U.S. sales of new homes rose in March to a seasonally adjusted annual rate of 417,000. The increase added to evidence of a sustained housing recovery at the start of the spring buying season. The Commerce Department said Tuesday that sales of new homes increased 1.5 percent. The gain brought the level higher than February's pace of 411,0... Tue, 23 Apr 2013 16:05:15 GMT http://www.mail.com/business/economy/2039020-new-homes-sales-rise-15-percent-march-to-417k.html 2013-04-23T16:05:15Z http://www.mail.com/business/economy/2036492-us-sales-slip-supply-remains-tight.html WASHINGTON (AP) — Sales of previously occupied U.S. homes dipped in March as the supply remained tight. But the sales pace remained ahead of last year's. The National Association of Realtors said Monday that sales dipped to a seasonally adjusted annual rate of 4.92 million, from 4.95 million in February. February's figure was revised lower. Sales in March... Mon, 22 Apr 2013 19:11:56 GMT http://www.mail.com/business/economy/2036492-us-sales-slip-supply-remains-tight.html 2013-04-22T19:11:56Z http://www.mail.com/business/economy/2029400-capital-1q-profit-drops-25-pct-sales-up.html LOS ANGELES (AP) — Capital One Financial Corp. said Thursday that its first-quarter net income tumbled 25 percent from the same period last year, when the lender booked a hefty gain from its acquisition of online bank ING Direct. Across its segments, Capital One posted annual increases in revenue in its domestic card, consumer banking and commercial lendi... Thu, 18 Apr 2013 23:44:42 GMT http://www.mail.com/business/economy/2029400-capital-1q-profit-drops-25-pct-sales-up.html 2013-04-18T23:44:42Z http://www.mail.com/business/economy/2016572-2-big-banks-record-earnings-lower-revenue.html NEW YORK (AP) — JPMorgan Chase and Wells Fargo, bellwethers for the banking industry, reported record earnings Friday, but those numbers masked troubling declines in revenue. Revenue fell slightly at both banks, and the earnings gains came largely from slashing expenses and related measures. JPMorgan socked away less to cover potential lawsuits and releas... Fri, 12 Apr 2013 21:36:10 GMT http://www.mail.com/business/economy/2016572-2-big-banks-record-earnings-lower-revenue.html 2013-04-12T21:36:10Z http://www.mail.com/business/economy/2015596-well-fargo-first-quarter-profit-surges-22-percent.html NEW YORK (AP) — Wells Fargo, the nation's biggest mortgage lender, said its first-quarter profit surged 23 percent after it cut expenses. The bank's expenses fell nearly five percent in the quarter, helped by lower borrowing costs and a wrongful foreclosure settlement that ended fees to consultants. The lower costs offset a slight decline in revenue as m... Fri, 12 Apr 2013 13:51:19 GMT http://www.mail.com/business/economy/2015596-well-fargo-first-quarter-profit-surges-22-percent.html 2013-04-12T13:51:19Z http://www.mail.com/business/economy/2012350-realtytrac-us-repossessions-fell-march.html LOS ANGELES (AP) — The number of U.S. homes repossessed by lenders last month fell to the lowest level in more than five years, the latest evidence that the nation's foreclosure crisis is abating amid an improving housing market. While some states still saw increases in homes taken back by banks, nationally home repossessions fell 3 percent in March from ... Thu, 11 Apr 2013 05:13:51 GMT http://www.mail.com/business/economy/2012350-realtytrac-us-repossessions-fell-march.html 2013-04-11T05:13:51Z http://www.mail.com/scitech/health/2010906-agency-by-agency-guide-to-obamas-2014-budget.html WASHINGTON (AP) — President Barack Obama has proposed a $3.8 trillion budget for fiscal 2014 that aims to slash the deficit by a net $600 billion over 10 years, raise taxes and trim popular benefit programs, including Social Security and Medicare. The White House claims deficit reductions of $1.8 trillion, but Obama's proposal would negate more than $1 trillion in automatic ... Wed, 10 Apr 2013 23:41:12 GMT http://www.mail.com/scitech/health/2010906-agency-by-agency-guide-to-obamas-2014-budget.html 2013-04-10T23:41:12Z http://www.mail.com/business/economy/2001246-us-consumer-borrowing-up-182b-february.html WASHINGTON (AP) — Americans borrowed more in February to buy cars and attend school, but were more careful with their credit cards. The Federal Reserve said Friday that consumer borrowing rose $18.2 billion in February from January. That's up from a gain of $12.7 billion in the previous month. The increase brought total borrowing to a seasonally adjusted ... Fri, 05 Apr 2013 19:22:35 GMT http://www.mail.com/business/economy/2001246-us-consumer-borrowing-up-182b-february.html 2013-04-05T19:22:35Z http://www.mail.com/business/economy/1990608-card-maker-american-greetings-agrees-to-private.html CLEVELAND (AP) — American Greetings has agreed to be taken private by a group led by some of its top executives in a deal that values the company at about $580 million. The greeting card and gift seller said Monday that a group formed by the Weiss family, including Chairman Morry Weiss and CEO Zev Weiss and others, will buy the shares of the company they ... Mon, 01 Apr 2013 19:46:57 GMT http://www.mail.com/business/economy/1990608-card-maker-american-greetings-agrees-to-private.html 2013-04-01T19:46:57Z http://www.mail.com/business/finance/1986220-congressional-inaction-cost-college-students.html WASHINGTON (AP) — Congressional inaction could end up costing college students an extra $5,000 on their new loans. The rate for subsidized Stafford loans is set to increase from 3.4 percent to 6.8 percent on July 1, just as millions of new college students start signing up for fall courses. The difference between the two rates adds up to $6 billion. ... Fri, 29 Mar 2013 07:10:03 GMT http://www.mail.com/business/finance/1986220-congressional-inaction-cost-college-students.html 2013-03-29T07:10:03Z http://www.mail.com/business/finance/1985088-party-cash-student-loan-rate.html WASHINGTON (AP) — Incoming college freshmen could end up paying $5,000 more for the same student loans their older siblings have if Congress doesn't stop interest rates from doubling. Sound familiar? The same warnings came last year. But now the presidential election is over and mandatory budget cuts are taking place, making a deal to avert a doubling of ... Thu, 28 Mar 2013 19:38:30 GMT http://www.mail.com/business/finance/1985088-party-cash-student-loan-rate.html 2013-03-28T19:38:30Z http://www.mail.com/business/finance/1985068-student-loan-interest-rates-set-to-double-july-1.html WASHINGTON (AP) — Incoming college freshmen could end up paying $5,000 more for the same loans their older siblings have, if Congress doesn't keep interest rates from doubling. If that sounds familiar, it's because the same warning came last year. But now the presidential election is over, and mandatory budget cuts are taking place. That makes a deal elus... Thu, 28 Mar 2013 18:41:45 GMT http://www.mail.com/business/finance/1985068-student-loan-interest-rates-set-to-double-july-1.html 2013-03-28T18:41:45Z http://www.mail.com/business/economy/1984452-us-rate-30-year-mortgage-ticks-up-to-357-pct.html WASHINGTON (AP) — Average U.S. rates on fixed mortgages edged up this week but remained near historic lows. Low rates have helped drive the housing market's steady recovery. Mortgage buyer Freddie Mac said Thursday that the average rate for the 30-year fixed loan rose to 3.57 percent from 3.54 percent last week. That's near the 3.31 percent reached in Nov... Thu, 28 Mar 2013 14:22:36 GMT http://www.mail.com/business/economy/1984452-us-rate-30-year-mortgage-ticks-up-to-357-pct.html 2013-03-28T14:22:36Z http://www.mail.com/business/economy/1969876-us-homes-sales-highest-than-3-years.html WASHINGTON (AP) — U.S. sales of previously occupied homes rose in February to their fastest pace in more than three years, and more people put their homes on the market. The increases suggest a growing number of Americans believe the housing recovery will strengthen. The National Association of Realtors said Thursday that sales increased 0.8 percent in Fe... Thu, 21 Mar 2013 16:00:50 GMT http://www.mail.com/business/economy/1969876-us-homes-sales-highest-than-3-years.html 2013-03-21T16:00:50Z http://www.mail.com/business/economy/1969872-us-rate-30-year-mortgage-declines-to-354-pct.html WASHINGTON (AP) — Average U.S. rates on fixed mortgages fell this week and remained near historic lows, a trend that has supported a recovery in housing. Freddie Mac said Thursday that the average rate for the 30-year loan fell to 3.54 percent from 3.63 percent last week. That's near the 3.31 percent reached in November, which was the lowest on records da... Thu, 21 Mar 2013 14:20:20 GMT http://www.mail.com/business/economy/1969872-us-rate-30-year-mortgage-declines-to-354-pct.html 2013-03-21T14:20:20Z http://www.mail.com/business/economy/1953680-sharp-drop-us-homes-lost-to-foreclosure-feb.html LOS ANGELES (AP) — While the nation's foreclosure woes persist, new data show they're easing amid a resurgent housing market, rising home prices and efforts by some states to buy homeowners more time to avoid losing their homes. The number of U.S. homes repossessed by lenders last month fell 11 percent from January and declined 29 percent from February la... Thu, 14 Mar 2013 10:29:47 GMT http://www.mail.com/business/economy/1953680-sharp-drop-us-homes-lost-to-foreclosure-feb.html 2013-03-14T10:29:47Z http://www.mail.com/business/finance/1939022-us-consumer-debt-up-162-billion-january.html WASHINGTON (AP) — Americans stepped up borrowing in January to buy cars and attend school, while staying cautious about using their credit cards. Consumer borrowing rose $16.2 billion in January from December to a total of $2.8 trillion, the Federal Reserve said Thursday. That's the highest level on record. A category that covers student loans and auto lo... Thu, 07 Mar 2013 21:37:02 GMT http://www.mail.com/business/finance/1939022-us-consumer-debt-up-162-billion-january.html 2013-03-07T21:37:02Z http://www.mail.com/business/economy/1938098-us-rate-30-year-mortgage-ticks-up-to-352-pct.html WASHINGTON (AP) — Average U.S. rates on fixed mortgages were little changed this week, hovering near historic lows. Cheap mortgages have helped spur a recovery in the housing market. Mortgage buyer Freddie Mac said Thursday that the average rate on the 30-year fixed mortgage edged up to 3.52 percent from 3.51 percent last week. That's near the 3.31 percen... Thu, 07 Mar 2013 16:02:56 GMT http://www.mail.com/business/economy/1938098-us-rate-30-year-mortgage-ticks-up-to-352-pct.html 2013-03-07T16:02:56Z http://www.mail.com/business/economy/1921638-us-rate-30-year-mortgage-declines-to-351-pct.html WASHINGTON (AP) — Average U.S. rates on fixed mortgages moved closer to historic lows this week, a trend that has helped drive a rebound in home sales. Mortgage buyer Freddie Mac said Thursday that the average rate on the 30-year fixed mortgage declined to 3.51 percent from 3.56 percent last week. That's near the 3.31 percent rate reached in November, the... Thu, 28 Feb 2013 16:14:09 GMT http://www.mail.com/business/economy/1921638-us-rate-30-year-mortgage-declines-to-351-pct.html 2013-02-28T16:14:09Z http://www.mail.com/business/economy/1915572-transunion-late-auto-loan-payments-rose-4q.html LOS ANGELES (AP) — More Americans fell behind on their auto loan payments in the last three months of 2012, a time of the year when some borrowers' financial obligations temporarily take a backseat to spending on holiday shopping. Beyond the seasonal increase, the late-payment rate on auto loans declined on an annual basis and remained near the lowest poi... Tue, 26 Feb 2013 05:19:35 GMT http://www.mail.com/business/economy/1915572-transunion-late-auto-loan-payments-rose-4q.html 2013-02-26T05:19:35Z